How do I get started?

Call 800-644-0341, or click Get Approved Now.  Once you let us know what you’re looking for and how soon you need the cash, we will present you with the options that will best meet your needs.  We can also help you to expedite funding through our network, and often get you the cash you need in 24 hours or less.

Why should i work with flex business capital?

Flex Business Capital can save you time and money by connecting you with the right lender for your business, right away.  There is no need to spend your time searching and calling around to a bunch of different lenders – we have done that work for you.  We know what is available on the market.  We work with a network of ethical lenders with strong track records and great customer service.  Our network of partners know you have multiple options when you’re working with our team, so you can expect their most competitive rates up-front.

How long does the process take?

Your first funding will typically take place within 1-3 days after being approved.

getting approved

How do i get approved?

We have made the Approval process easy.  The majority of our programs only require you to be in business for at least 3 months, generate at least $10,000 in gross monthly business revenue, and have a personal credit score of 450, or higher. However, we can Approve you for many other programs outside of these parameters. Call 800-644-0341 to discuss your specific situation and find out what funding options are available.

what are your volume requirements?

We work with companies grossing anywhere between $10,000 – $10,000,000 per month.

is personal collateral required?

Many of our lenders do not require any personal collateral.  We have many different programs, depending on your specific situation.  

What if i currently have a tax lien or a bankruptcy?

We can help you!  It is important to go over this imformation with us right away, so we can help fix your situation and not waste any time.  We have lenders that can help you pay your tax lien off, either with existing accounts receivables, or with a loan based on projected future sales.  If you have gone through a bankruptcy in the past, or you have considered filing, we have options to help you! Give us a call to go over your specific situation and we will move quickly on your behalf.

Can I pay back the loan early?

Yes. Most programs have no early repayment penalties of any sort. Some will even offer reduced repayment amounts if the loan is repaid early.

what if i am already working with a finance company and just looking for a better deal?

Call us at 800-644-0341.  We help companies save money everyday – We will let you know the specifics about what a switch would entail and can help strategize your next course of action.

Do you take my personal credit score into consideration?

Our network of lenders will put most of their emphasis on your business, and not your personal credit score.  They understand that a past situation does not have to dictate the future.  In fact, with many of our programs, personal credit is not a determining factor on getting you approved.  One of our funding managers will be happy to go over the different options.

funding options

How do the programs work?

Please visit our ‘PRODUCTS’ page to see the programs we offer.  We offer a wide variety of programs and creative financing options – there is no “one size fits all” program. One of our funding managers will be happy to go over your unique situation and let you know how we can help.

Does flex business capital work with start-ups?

Yes – We do have funding options that can be applied to a business that has been in operation less than 3 months.  If you are planning to start a business in the near future, we welcome your call and will work to get you pre-approved. Contact one of our funding managers to go over the options available.

What are the typical terms?

The majority of our programs are repaid within 3-12 months, however, we offer many flexible funding options and term lengths – including loans that extend out 1-4 years. The rates will vary, depending on your industry, time in business, revenue and loan amount.  Contact one of our funding managers to go over the available options.

How much capital is my business eligible to receive?

Depending on the program, we have options of up to 10,000,000 per month.  We believe in responsible lending that is going to help your business to either grow and take on more opportunity, or to get caught up on bills – so that your business will prosper for years to come…Contact one our funding managers to go over the available options.

How can I use the working capital?

The capital can be put to use to get caught up on bills, payroll, add equipment, take on new projects and/or expand your business.  It is up to you on how you will put the capital to use.  Our ultimate goal is to help your business thrive!


What are the fees associated with Flex Business Capital's services?

Our service is always 100% free and no obligation. We receive a small origination fee from our lending partners only once you have been successfully funded. We work on your behalf and focus on getting you the working capital you need, on your terms.

Let's Talk.

Need Funding?

Get approved in a few minutes.

Call 800-644-0341

and speak with a funding expert today.